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IMPORTANT LEGAL INFORMATION – TERMS AND CONDITIONS OF USE

Commissions, trailing commissions, management fees, performance fees and expenses all may be associated with mutual fund and flow-through investments. Please read the respective Offering Memorandums before investing. Unless otherwise indicated and except for returns for periods less than one year, the indicated rates of return are the historical annual compounded total returns including changes in security value. All performance data assume reinvestment of all distributions or dividends, if any, and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any security holder that would have reduced returns. Mutual funds and flow-through funds are not guaranteed, their values change frequently and past performance may not be repeated. Performance returns for the Terra Funds are net of all management expenses but exclude any performance fee which may apply. Mutual fund securities and flow-through investments are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer.

If you are a Canadian resident, you can obtain the applicable offering memorandum for each Terra Fund from your financial advisor or from Terra Fund Management Ltd. by calling 1-888-449-4645.

This site should not be considered an offer to sell or a solicitation to buy securities of mutual funds or flow-through investments to any person residing in the United States of America or in any other jurisdiction in which such an offer or solicitation is unlawful. Securities of the funds managed by Terra Fund Management Ltd. will not be sold to any person residing outside Canada unless such sales are permitted under the law of their jurisdiction. Investors should contact their financial advisors for further details. Terra Flow-Through Funds will only be sold to investors resident of Canada.

This communication is published by Terra Fund Management Ltd. and TerraTundra Foundation ("Terra"). Any commentaries and information contained in this communication are provided as a general source of information and should not be considered personal investment advice. Every effort has been made to ensure that the material contained herein is accurate at the time of publication. However, Terra cannot guarantee its accuracy or completeness and accepts no responsibility for any loss arising from any use of or reliance on the information contained herein.

Facts and data provided by Terra and other sources are believed to be reliable when posted. Terra cannot guarantee that they are accurate or complete or that they will be current at all times. Information on this website is not intended to provide legal, accounting, investment or tax advice, and should not be relied upon in that regard. Terra and its affiliates will not be responsible in any manner for direct, indirect, special or consequential damages howsoever caused, arising out of the use of this website.

Users of Terra's website pages (the "web site") shall only be entitled to copy the web site for their own personal use but may not republish nor reproduce any substantial part of the web site in any manner whatsoever, including electronically reproducing the web site by "uploading," "downloading" or accessing the web site on to the Internet or any other local or international computer system, without the prior written permission of Terra. An acknowledgment of the source must be included whenever Terra material is copied or published. If you require further information on a permitted use or license to reproduce or republish any material, address your inquiry to Terra Fund Management Ltd. 207-517 Wellington Street West, Toronto, Ontario M5V 1G1. Any infringement of Terra's rights will result in appropriate legal action. Terra disclaims any and all liability for any consequences, which may result from any unauthorized reproduction or use of this web site whatsoever.

Sites accessed by hypertext appearing in this website have been independently developed by parties other than Terra. Terra does not guarantee the accuracy of information contained in such sites. The listing of an organization in this site should not be construed as an endorsement of its products or services.

Complete confidentiality and security is not yet possible over the Internet. Terra advises that the Internet is not a secure medium and privacy cannot be ensured. Terra and its affiliates will not be responsible for any damages you may suffer if you transmit confidential or sensitive information to us. To receive an Offering Memorandum or request any further information, please go to the Contact Us page.

About TerraTundra Foundation
The Foundation is a non-profit charitable corporation that has submitted an application to be a public foundation with the Canada Revenue Agency and with the Quebec Ministry of Revenue. The objective of the Foundation is to receive and maintain charitable giving funds and to apply all or part of the principal and income from those funds to Eligible Charities. The Foundation is governed by a Board of Directors and the majority of the Board is independent of Terra and its affiliates.

TerraTundra Giving Program and TerraTundra Donor-Advised Account
Commissions, trailing commissions, management fees and expenses all may be associated with mutual funds. A charitable administration fee and charitable operating expenses will also apply. Please read the prospectus before investing and the program guide before donating. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. The information is general in nature and is not intended to be professional tax advice. Donations should not be made for tax considerations alone. Each donor's situation is unique and advice should be received from a financial advisor.

DISCLAIMER
The Site is provided solely for your personal informational and educational purposes and does not constitute an offer to or a solicitation for you/any other person/entity to buy or sell any of the securities referred to on the Site. This Site is not intended to provide financial, tax planning, accounting, investment business, legal or other advice, in any way whatsoever. Information pertaining to the Terra Funds is not to be construed as a public offering of securities in any jurisdiction of Canada. The offering of units of the Terra Funds is made pursuant to their respective offering memorandum only to those investors in jurisdictions of Canada who meet certain eligibility or minimum purchase requirements. Important information about the Terra Funds, including a statement of each fund's fundamental investment objective, is contained in their respective offering memorandum, a copy of which may be obtained from your dealer. Read the applicable offering memorandum carefully before investing. Unit values and investment returns will fluctuate.

Mutual funds and flow-through funds are not guaranteed, their values change frequently and past performance may not be repeated.

You acknowledge that any use of or reliance on the Site shall be at your sole risk. We make no representation or warranty of any kind regarding the Site, which is provided on an "AS IS", "WHERE IS" and "AS AVAILABLE" basis. WE EXPRESSLY DISCLAIM ALL REPRESENTATIONS, WARRANTIES AND CONDITIONS, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, SATISFACTORY QUALITY, MERCHANTABLE QUALITY, TITLE, NON-INFRINGEMENT OF PROPRIETARY RIGHTS AND FITNESS FOR A PARTICULAR PURPOSE AND THOSE ARISING BY STATUTE OR OTHERWISE IN LAW OR FROM A COURSE OF DEALING OR USE OF TRADE.

We do not guarantee, and make no representation or warranty as to the truthfulness, accuracy, reliability, correctness, currency, veracity or completeness of the Site or warrant that the Site will continue to operate, operate without interruptions or that it will be error-free, that defects will be corrected or that it will be free of viruses or other destructive elements. We have no obligation to maintain either the availability or the currency of the Site or to provide notice of any changes made to the Site, and take no responsibility for the Site or for any damages to users of the Site, however caused.

YOU AGREE THAT WE, THE FUND, THE FUND'S TRUSTEE AND OUR AND THEIR AFFILIATES, CONTRACTORS, DIRECTORS, AGENTS, EMPLOYEES, LICENSORS AND CONTENT PROVIDERS (COLLECTIVELY, THE "PROVIDERS") WILL NOT BE RESPONSIBLE OR LIABLE FOR ANY LOSS OR DAMAGES WHATSOEVER, INCLUDING WITHOUT LIMITATION DIRECT, INDIRECT, PUNITIVE, EXEMPLARY, SPECIAL OR CONSEQUENTIAL DAMAGES OR OTHER DAMAGES (INCLUDING WITHOUT LIMITATION DAMAGES FOR HARM TO BUSINESS, LOSS OF INFORMATION OR PROGRAMS OR DATA, LOSS OF PROFIT, LOSS OF SAVINGS, LOSS OF REVENUE) UNDER ANY LEGAL THEORY ARISING OUT OF OR RELATING TO THIS SITE THE USE THEREOF OR THE INABILITY TO USE THE SITE, IN ANY MANNER WHATSOEVER, EVEN IF ANY OF THE PROVIDERS HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSS OR DAMAGES. IN ANY EVENT, YOU AGREE THAT THE PROVIDERS' AGGREGATE LIABILITY FOR ALL DAMAGES AND LOSSES WHATSOEVER, WHETHER IN CONTRACT, TORT OR OTHERWISE, SHALL BE LIMITED TO THE AMOUNT PAID BY YOU TO US, IF ANY, FOR ACCESSING THIS SITE.

E-MAIL DISCLAIMER
E-mail over the internet is not a secure medium and privacy cannot be assured. E-mail communication is not confidential, subject to possible interception or loss, and is also subject to possible alteration. Neither Terra nor its affiliates are responsible for and will not be liable to you or anyone else for any harm or damages in connection with an e-mail containing personal or confidential information sent by you to Terra or an e-mail by Terra to you at your request.

NOTICE OF CONFIDENTIALITY
This communication including any information transmitted with it is intended only for the use of the addressees and is confidential.

If you are not an intended recipient or responsible for delivering the message to an intended recipient, any review, disclosure, conversion to hard copy, dissemination, reproduction or other use of any part of this communication is strictly prohibited, as is the taking or omitting of any action in reliance upon this communication.

If you receive this communication in error or without authorization please notify us immediately by return e-mail or otherwise and permanently delete the entire communication from any computer, disk drive, or other storage medium.

INDEMNITY
You agree to indemnify and hold us harmless from and against any and all claims, actions or demands, including without limitation reasonable legal and accounting fees, alleging or resulting from your actions or omissions, including without limitation your use of the Site or any breach by you of the Terms & Conditions.

FORWARD LOOKING STATEMENTS
The statements contained in this web site that are not purely historical may be forward-looking statements and may be identified by their use of forward-looking terminology such as "believes," "expects," "may," "should," "would," "will," "intends," "plans," "estimates," "anticipates," and similar words. Such forward-looking statements involve risks and uncertainties that could cause actual results to differ materially from those projected. Risks and uncertainties that could cause actual results to differ materially from such forward-looking statements include, but are not limited to, factors discussed from time to time in reports filed by or on behalf of the Fund with securities regulators in Canada. The forward-looking statements contained in this site are made as of the most recent update of this web site and neither we nor the Fund assume any obligation to update the reasons why actual results could differ materially from those projected in the forward-looking statements.

 
 
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